• appartment

    Condo Insurance in Ocala, Florida

  • Condo Insurance in Ocala, FL: What are the Coverage Fundamentals?

  • Wherever your condo may be in Florida, be it along the Gulf Coast or near Miami, it's important to make sure you have the right coverage. If you live in a condominium, your Condo Association probably provides some level of rudimentary insurance coverage. Typically, condo association coverage is limited to one of the following three types of policy:

    • Coverage for the complex’s primary building and common areas
    • Coverage for each building and for items within each unit considered to be property of the condominium complex
    • Coverage for each building, each individual unit, and for any fixtures or improvements to the unit made by the occupant

    This usually and basically means the building's exterior is covered by the Condo's Association, but you are still responsible for the contents inside. This is where condo insurance in Ocala, FL from Bird Insurance Services come in.

condo insurnace ocala florida

What Does Condo Association Insurance Cover?

Condo Association coverage in Florida typically does feature a small level of personal liability coverage. For most occupants, however, this coverage won’t offer sufficient protection against every possible liability.

For example, if one of your guests suffers an injury or property damage while in your condo, association condo coverage may not be sufficient to cover the damages—especially if you get sued and end up having to pay costly medical bills. Additionally, condo occupants themselves get no coverage at all for injury or property damage. Let Bird Insurance, your Ocala condo insurance expert, get you the coverage you need.

Know Your Condo Association Coverages

If you're a condo owner in Florida, it’s crucial to know the types and amounts of courtesy coverages provided by your condo association. Understanding those built-in coverages will help you make informed choices regarding the condo insurance and coverage from Bird Insurance Services you will need to gain maximum protection. If you need insurance for a condo in Ocala, Bellview, or anywhere in Florida, call Bird Insurance Agancy!

  • Condo Insurance Protects Your Assets

For most people, buying a condo represents one of the largest investments they’ll ever make. You wouldn’t dream of carrying insufficient coverage on your house, and sufficient condo coverage is just as important. Without it, you stand to lose almost everything in a disaster. Like solid home insurance, a comprehensive condo policy protects your assets, allowing you to more-easily recover and get back to a normal life when disaster strikes.

What Does Condo Insurance in Ocala, FL Cover

With sufficient condo coverage, you can protect your condominium from fires, wind and hailstorms, lightning strikes, theft, and other events not covered by the condo association coverage. Without the proper insurance policy from Bird Insurance Services, can you afford to rebuild the interior of your condo from scratch while paying medical bills for anyone injured? Your policy through Bird Insurance Services will help assure you can cover the cost of repairing or replacing items following a covered incident. It could be the financial lifesaver you need.

condo interior insurance ocala florida

What Are Condo Insurance Exclusions?

As with home insurance policies, condominium insurance doesn’t cover specific peril types:

  • Floods
  • Earthquakes and mudslides
  • Settling
  • Natural deterioration and neglect
  • Birds, rodents, insects, and domesticated animals

Multi-Policy Condo Insurance Discounts

If you purchase condo insurance through Bird Insurance Services, you may be eligible for discounts if you’re an existing Bird Insurance Services policyholder. Whether you’re an existing customer with Bird Insurance Services or not, ask about multi-policy discounts when you bundle condo insurance with any of our other policies.

  • Contact Bird Insurance Services for a FREE quote on Condo Insurance in Ocala, Florida

    If you’re shopping for condo insurance in Ocala or anywhere in Florida, we’d be thrilled to hear from you. As an independent Florida insurance agency, we offer free, comparative quotes on Condo Insurance from multiple topnotch insurance carriers, meaning you’ll get the best possible rate!

    At Bird Insurance Services, we have the experience and insurance companies to keep you protected. We service the Ocala, FL, Belleview, FL, Dunnellon, FL, Gainesville, FL, The Villages, FL, Summerfield, FL, and surrounding areas. If you’re ready to see how much we can save you on condo insurance, call Bird Insurance Services today at (352) 622-3899! Or for a free online condo insurance quote, fill out the quote form on our contact page!

    Bird Insurance Services: Providing financial security for families and businesses since 1986!

Scroll to Top