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    Renters Insurance in Ocala, Florida

  • Protect Your Valuables and Your Belongings

  • Life is often defined by the unexpected—especially if you live on rental property. What are your upstairs neighbors doing? What was that loud "BOOM!" from the apartment next door? You can neither control nor predict what your neighbors do next. Neither can you control the weather or mishaps like accidental fires or other kinds of accidents and calamities. And sometimes even the most stringent precautions won’t prevent you from falling victim to theft and/or vandalism.

    That’s why having renter's insurance in central Florida is so important to protecting your assets and personal property. Your landlord likely carries some degree of tenant insurance, but this coverage is bare-bones at best and will reimburse you for almost nothing at worst. Without doubt, landlord insurance provides zero reimbursement for your personal stuff (like costly electronic and clothing) or injuries to guests visiting your home, which can leave you vulnerable financially. That's why it's so important to have reliable renters insurance in Ocala, FL from Bird Insurance Agency.

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Why Do You Need Renters Insurance?

Because you’re a renter—not a homeowner—you might believe you don’t need renters insurance; you simply don’t have sufficient assets—or so you think. For most people, this kind of thinking represents a false sense of security.

In fact, the average tenant owns more than $35,000 worth of personal possessions, most of them kept onsite in the rental unit. And $35,000 is just an average; many tenants own significantly more, while others own significantly less. Regardless, it’s almost a certainty that none of your possessions will be covered by landlord insurance.

So ask yourself: If an unexpected disaster or accident destroyed all the personal possessions in your rental unit, do you have $35,000 cash to replace them? What about $20,000 or $25,000? What about $50,000 or more?

If you answered "no" to these hypotheticals, it’s time to buy renters insurance or, maybe, to increase your coverage amounts. Let the expert specialists at Bird Insurance Agency help you find the right renters insurance in Ocala, FL.

  • What Does Renters Insurance Cover in the State of Florida?

A solid Florida renters insurance policy will protect all your valuables from damage and theft, pay medical bills if guests are injured in your place, and cover liability expenses if you're caught in a lawsuit. Those funds make it easier to recover and get back to life-as-normal.

A renters insurance policy protects you and your family from fires, wind and hailstorms, lightning strikes, theft, and other unforeseen events, including aircraft and motor-vehicle accidents—even riots. With proper renters coverage, you’ll be reimbursed for losses incurred from an unexpected disaster. That's why renters insurance in Ocala, Florida is so important. Living near the coast, experiencing natural disastes is much more common. Make sure that you, your family, and your valuables are all protected with renters insurance.

What This Policy Not Cover?

Like other insurance policy types, renters insurance also excludes coverage for specific types of events:

  • Floods
  • Earthquakes and mudslides
  • Settling
  • Natural deterioration and neglect
  • Birds, rodents, insects, and domesticated animals
keys to a rental home protected by renters insurance
  • For a Free Renters Insurance Quote, Contact Bird Insurance Agency Today!

    Shield your assets against the unexpected with renters insurance from Bird Insurance Agency. If you’re shopping around for renters insurance in Marion County, Florida, or its surroundings we’d be delighted to hear from you. As a local Ocala insurance agency, we're partnered with several of the highest renter's insurance corporations within the business. This means we can compare rates and policies with many different carriers and find the policy and value that works best for you.

    Bird Insurance Agency will answer all your questions about renters insurance to help you make informed decisions about different types of renters insurance coverage. For a free Renters Insurance quote, call Bird Insurance Agency, LLC at (352) 622-3899. Or for a free online Florida renters insurance quote, fill out the quote form on our contact page.

    Bird Insurance Agency, LLC: Providing financial security for families and businesses since 1986!

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